I have a son who is 15 years old. He currently holds a learner’s permit and doesn’t have a Texas driver’s license yet. My question is will he be allowed to be insured? If yes, can you help me find teen auto insurance in Texas?
Mundy
San Antonio, TX
In the state of Texas, it does not matter whether a person holds a learner’s permit or driver’s license to get auto insurance. It is a fact that Texas has financial responsibility law, with this anybody including those who hold learner’s permit and driver’s license must meet such requirement. And in general, drivers whether teen drivers or not, meet such requirement by availing auto insurance.
What I can suggest you to do is to add your teen driver under your auto insurance because getting separate teen auto insurance for your son is expensive. But if your son is eager to get his own car insurance it is still a possibility. However, there are some car insurance companies who only give auto insurance to those who hold a driver’s license. Also, if you son decides to get his own car insurance, you will still be required to sign the documents for said insurance because he is still considered a minor.
I would suggest you better check with your auto insurance agent in Texas to get more information about getting teen auto insurance for your son. Also, you can start checking for car insurance rates by checking the websites. All you need to do is to simply enter your zip code here. Enjoy shopping!