I was told that when you do not have a vehicle, you will have to get non owner insurance policy. How much does it usually cost in San Antonio?
James
San Antonio Texas
If you do not own a vehicle nor is there a car owned by anyone in your household you will need to get a non owner insurance policy.
The cost of non owner insurance policy will actually varies depending on different rating factors and the law in your state. It will also depend on the requirement for financial responsibility filing and the age of the motorist.
Typically, if you are a driver above twenty five years of age, with clean driving record, a non owner insurance policy would usually cost around $200 to $700 annually. Again, this depends on the insurance company. A non-owners policy basically consist of Bodily Injury and Property Damage Liability.
If you want to get cheap non owner insurance policy in San Antonio, make sure you obtain several quotes from car insurance companies because the cost of non owner insurance policy depend upon the rating factors of the insurers. Your driving record will be looked at as well.
Non owner insurance policy is generally cheaper because you do not have a specific automobile to cover. In addition, Also you are not as much of a risk as a vehicle owner to insurers because you will not normally drive much compared to those who own a car.